Capital Car Finance - Specialists in car leasing and PCP personal contract lease purchase: Uk based

Why Choose Capital Car Finance?

New Car Supply

Dealers have to sell a large quantity of vehicles to survive these days, they rely heavily on large bonuses awarded from their manufacturer in return for achieving volume targets, because we commit to a quantity of vehicles with the dealers, we are rewarded with the maximum discounts available and we choose to pass all these savings on to our customers.

Car Finance

Put simply, we are one of the UK’s leading car finance brokers, and with good reason, we offer the best choice of products, the best service, and have the knowledge and a wealth of experience to find the best solution to suit your needs.

Finding the right car finance solution isn't easy, but we can help by not only saving you time in finding the right deal, but also thousands of pounds also compared to dealer finance, so if you have found your car already from a dealer, but not happy with the finance package they are offering, now you have a choice!.

Capital Car Finance Delivers…

Convenience

Our staff will compare all of the finance options to find the best solution for you, so you don't have worry.

Choice

We have access to the best choice of lenders, some of which are not available to the general public or through other brokers.

Freedom

Our premium finance packages include the flexibility to enable you to change your vehicle whenever you like, safe in the knowledge that you will not be locked in to anything for the duration.

No Waiting

We can complete the whole payout process in as little as 72 hours from start to finish and better still, we can pay your supplying dealer by CHAPS funds transfer to speed the process even more.

Service

We have no call centres to fight through, just your own personal finance consultant to assist you with every aspect of arranging your finance in a professional manor.

Confidence

We offer an independent and unbiased service, providing you with the assurance needed that your car finance is the best fit for your individual needs.

How does our service work?

All car dealers want to make as much profit as possible from their private customers and more often than not they do not tell you what price they are prepared to accept for the sale of their new cars, certainly not without a fight, however they will tell us, because we buy lots of cars…

How do we make money?

Capital Car Finance choose not to make any profit or commission from the sale of your new car as we prefer to offer our customers a more transparent approach to car buying. We are however in business and need to cover our costs and we do this by implementing a small membership or broker fee of just £299+VAT for each new car transaction we arrange.

Our service includes negotiating the best new car supply price, advice for choosing the most suitable and competitive finance product, whether it be Personal Contract Purchase or our Lease Purchase Payment Plan. We handle all the administration and paperwork involved with the transaction directly with the supplying UK dealer, including all bank transfers etc... in fact it couldnt be easier, we do pretty much everything, the only thing you need to arrange is a suitable date and time for delivery or collection of your new car.

What products can we offer?

New Cars

Apart from our range of very competitive PCP and Lease Purchase finance products, we can also offer highly discounted prices on the majority of UK new cars, all new cars are supplied directly to you from UK main dealers and all our cars are UK supplied and registered to you as first registered keeper.

PCP Car Finance

Alternatively, even if you have already agreed to purchase a car directly from a dealership yourself, we can still help by arranging your car finance for you, we specialise in PCP and Lease Purchase products and we are able to offer far more competitive rates than your supplying main dealer, simply because we don’t have the same overheads or work for large commissions. We pass no charge on to our customers for this service as we receive a small fee income for each completed deal.

GAP Insurance Products

Capital Car Finance also provides customers with sensible prices on a range of GAP insurance products, they are provided to our customers from reputable well known FSA regulated insurer and are no different to the products offered to you directly from the car dealerships, except of course they are a fraction of the price! All our insurance products can be purchased through us regardless of whether you have arranged your finance or purchased your vehicle through us.

Where do I start?

When you know the make & model of your chosen car, simply complete our quick quote calculator to the left or alternatively call us free on 0800 043 4340 to speak to a dedicated professional adviser.

Remember all our new cars we supply are full UK specification vehicles supplied by UK franchised dealers. We don’t do Imports or pre-registered vehicles just brand new cars registered to our customers in their name!

Capital Car Finance - Now you do have a choice!