Capital Car Finance - Specialists in car leasing and PCP personal contract lease purchase: Uk based

PCP Car Finance For Your Used BMW or Audi

GAP Insurance - Don't buy from your dealer buy from an FSA approved provider

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We offer a personal service in a virtual world... call us free for a quote 0800 043 4340

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You can select your quote to be based either on a specific vehicle model, or alternatively by monthly budget

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Why use Capital Car Finance?

Dealers have to sell a large quantity of vehicles to survive these days, they rely heavily on large bonuses awarded from their manufacturer in return for achieving volume targets, because we commit to a quantity of vehicles with the dealers, we are rewarded with the maximum discounts available and we choose to pass all these savings on to our customers.

How does our service work?

All car dealers want to make as much profit as possible from their private customers and more often than not they do not tell you what price they are prepared to accept for the sale of their new cars, certainly not without a fight, however they will tell us, because we buy lots of cars…

How do we make money?

Capital Car Finance chooses not to make any profit from the sale of your new car as we prefer to offer our customers a more transparent approach to car buying. We are however in business to make a little profit and we do this by implementing a small handling fee of just £299+VAT for each new car we supply.

Our fee includes negotiating the best new car supply price, arrange your PCP or Lease Purchase at a discounted lower rate, handling all the administration and bank transfers and putting you directly in touch with the UK supplying dealer for you to arrange and conclude the delivery of your new car.

Our fee is only applicable when we arrange the supply of your new car, there is no charge to customers who have already found their car and just require our PCP or Lease Purchase facilities, our income for these transactions is generated by way of a small fee income from our supporting lender on completion of the transaction.

What products can we offer?

New Cars

Apart from our range of very competitive PCP and Lease Purchase finance products, we can also offer highly discounted prices on the majority of UK new cars, all new cars are supplied directly to you from UK main dealers and all our cars are UK supplied and registered to you as first registered keeper.

PCP Car Finance

Alternatively, even if you have already agreed to purchase a car directly from a dealership yourself, we can still help by arranging your car finance for you, we specialise in PCP and Lease Purchase products and we are able to offer far more competitive rates than your supplying main dealer, simply because we don’t have the same overheads or work for large commissions. We pass no charge on to our customers for this service as we receive a small fee income for each completed deal.

Insurance Products

Capital Car Finance also provides customers with sensible prices on a range of insurance products, including GAP Insurance, Loan Protection Insurance. They are provided to our customers from reputable well known FSA regulated insurers and are no different to the products offered to you from the car dealerships, except of course they are a fraction of the price! All our insurance products can be purchased from us regardless of whether you have arranged your finance or purchased your vehicle through us.

Where do I start?

When you know the make & model of your chosen car, simply complete our quick quote calculator to the left or alternatively call us free on 0800 043 4340 to speak to a dedicated professional adviser,

Remember all our new cars we supply are full UK specification vehicles supplied by UK franchised dealers. We don’t do Imports or pre-registered vehicles just brand new cars registered to our customers in their name!