CAPITAL CAR FINANACE

Car Finance Made For You

Get your PCP finance here, with over 18 years in the industry, we have established ourselves as trusted name in providing competitive car finance solutions

Car Finance

Rates from 7.9% APR. Representative APR 8.9%. Capital Car Finance Limited is a credit broker, not a lender.

  • Get Pre-Approved Finance
  • We Find You The Best APR Rates
  • Established Family Business

Easy Peasy Lemon Squeezy!

Your PCP Quote In Just 30 Seconds!

Step-One
Step-Two
Min £5000 - Max £80,000
Term - How Many Months
Next
Min 0 - Max 40%
Mileage Per Annum
Next

My credit score is

You have a long-standing credit history and make all repayments on time. You have no outstanding CCJs or defaults and have never been rejected for credit in the past.

You have had credit in the past with none to very few missed payments. When you apply for credit, you’re likely to be accepted but haven’t always been offered the lowest interest rates.

You have had credit in the past but occasionally missed some payments or gone over your credit limit. You aren’t always offered the lowest rates and may have sometimes been rejected.

You may have been accepted for credit in the past, but at a high interest rate or a large deposit may have been needed. Lenders may see you as risky due to missed payments in the past.

You find it difficult to be approved for credit as lenders will see you as high risk due to missed payments, or financial difficulties in the past e.g. bankruptcy.

Next
credit score credit score credit score credit score credit score
excellent good fair poor bad
rates from rates from rates from rates from rates from
7.9% APR 8.9% APR 11.9% APR 16.9% APR 22.9% APR

Representative Example

Using a vehicle price of £25,000 and a deposit of £2,500, the balance to finance would be £22,500, giving monthly payments of £346.31 over 48 months. The final payment based on 6k per annum would be £12,250 with a total amount payable of £31,026.57.

Capital Car Finance Limited is a credit broker and not a lender. Our rates start from 7.9% APR. The rate you are offered will depend on your individual circumstances. 8.9% APR Representative.

PCP
LP

We'll search for PCP offers from our panel of lenders

Your payments could be as low as.

-

Based on your credit score

Vehicle Price -
Deposit -
Finance Amt -
Final Payment -
Finance Term -
Total Payable -
Representative APR -
Annual Mileage -

This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.

We'll search for LP offers from our panel of lenders

Your payments could be as low as.

-

Based on your credit score

Vehicle Price -
Deposit -
Finance Amt -
Final Payment -
Finance Term -
Total Payable -
Representative APR -
Annual Mileage -

This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.

Free Eligibility Check

Free Eligibility Check

Before you apply for finance, see how likely you are to be accepted

Check Now

Finance Eligibility Checker

Our panel of carefully selected lenders ensures you get the best deals tailored to your needs.

  • checkApply for credit approval, then go shopping...
  • checkNo effect on your credit score
  • checkIt takes less than 60 seconds

How It Works - 5 Steps To Finding Your Next Car

5 Steps To Finding Your Next Car

Finding your next car shouldn’t be a daunting task, at Capital Car Finance, we do our best to make it an enjoyable journey. Our straightforward 5-step approach takes the stress out of car buying, whilst guiding you every step of the way.

Step 1 – Get a Quote

Start your journey with a free, no-obligation quote that won’t affect your credit score. We’ll compare options across our panel of trusted lenders to find the best deal tailored to your requirements.

Get a Quote

Step 2 – Get Pre-Approved

Complete a quick, no-obligation eligibility check with no impact on your credit score. We’ll match you with the most suitable lender from our panel and show you your acceptance chance and the rate you can expect, so you can move forward with confidence.

Get Pre-approved

Step 3 – Find Your New Car

Select your car from any reputable dealer across the country! Should you need assistance in narrowing down choices, just share your preferences with your account manager, and they will promptly send over tailored suggestions to match your taste.

Find Your New Car

Step 4 – Let Us Work Our Magic

With your car selected, we take care of everything — finalising your quote, securing lender approval, contacting the dealer, and arranging the invoice. It’s all handled as part of our efficient, 5-star service.

Let Us Work Our Magic

Step 5 – Complete The Paperwork

It’s time for the exciting part – signing the finance documents and getting ready to hit the road! Everything is completed by e-sign for speed and convenience, with funds paid directly to the dealer. Our quick, efficient process means you’ll be driving off in no time!

 Complete The Paperwork

Step 1 – Get a Quote

Start your journey with a free, no-obligation quote that won’t affect your credit score. We’ll compare options across our panel of trusted lenders to find the best deal tailored to your requirements.

Get a Quote

Step 2 – Get Pre-Approved

Complete a quick, no-obligation eligibility check with no impact on your credit score. We’ll match you with the most suitable lender from our panel and show you your acceptance chance and the rate you can expect, so you can move forward with confidence.

Get Pre-approved

Step 3 – Find Your New Car

Select your car from any reputable dealer across the country! Should you need assistance in narrowing down choices, just share your preferences with your account manager, and they will promptly send over tailored suggestions to match your taste.

Find Your New Car

Step 4 – Let Us Work Our Magic

With your car selected, we take care of everything — finalising your quote, securing lender approval, contacting the dealer, and arranging the invoice. It’s all handled as part of our efficient, 5-star service.

Let Us Work

Step 5 – Complete The Paperwork

It’s time for the exciting part – signing the finance documents and getting ready to hit the road! Everything is completed by e-sign for speed and convenience, with funds paid directly to the dealer. Our quick, efficient process means you’ll be driving off in no time!

Complete The Paperwork

Our Customers Love Us...

We collaborate with leading lenders

6 great reasons to choose us?

professional and friendly staff

No call centres, just professional, independent friendly staff.

multiple finance lenders

We have no fewer than 8 different lenders for PCP and Lease Purchase.

vehicle finance options for cars up to 6 years old

We can now arrange your finance on cars up to 6 years old.

representing special offers or pricing

We specialise in low rate PCP and Lease Purchase Car Finance products.

 finance-related communication

We can deal with most UK based new and used car dealers.

financial services or savings

You deal directly with your own supplying dealer, all funds are paid directly to them

Call us now on  01270 306000

for your quote with our latest rate and offers and let's see how much we could save you!

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