Capital Car Finance

Get your PCP finance quotes here and save big, with 17 years in the industry, we have established ourselves as a trusted name in providing affordable car finance options.

Use our PCP calculator below to see just how much you can save on your dream car! We can now also offer PCP car finance on vehicles up to 6 years with rates from just 7.9% APR!

Special Automotive Finance Standard Approved
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Easy Peasy Lemon Squeezy!

Your PCP Quote In Just 30 Seconds!

Step-One
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Min £5000 - Max £80,000
Term - How Many Months
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Min 0 - Max 40%
Mileage Per Annum
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My credit score is

You have a long-standing credit history and make all repayments on time. You have no outstanding CCJs or defaults and have never been rejected for credit in the past.

You have had credit in the past with none to very few missed payments. When you apply for credit, you’re likely to be accepted but haven’t always been offered the lowest interest rates.

You have had credit in the past but occasionally missed some payments or gone over your credit limit. You aren’t always offered the lowest rates and may have sometimes been rejected.

You may have been accepted for credit in the past, but at a high interest rate or a large deposit may have been needed. Lenders may see you as risky due to missed payments in the past.

You find it difficult to be approved for credit as lenders will see you as high risk due to missed payments, or financial difficulties in the past e.g. bankruptcy.

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credit score credit score credit score credit score credit score
excellent good fair poor bad
rates from rates from rates from rates from rates from
7.9% APR 8.9% APR 11.9% APR 16.9% APR 22.9% APR

Representative Example

Using a vehicle price of £25,000 with a deposit of £2,500, the balance to finance would be £22,500 and your monthly payments over 48 months would be £346.31, with a Representative APR of 8.9%, your final payment would be £12,250, giving a total amount payable of £31,026.57.

Capital Car Finance Limited is a credit broker and not a lender. Our rates start from 7.9% APR. The rate you are offered will depend on your individual circumstances.

PCP
LP

We'll search for PCP offers from our panel of lenders

Your payments could be as low as.

-

Based on your credit score

Vehicle Price -
Deposit -
Finance Amt -
Final Payment -
Finance Term -
Total Payable -
Representative APR -
Annual Mileage -

This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.

We'll search for LP offers from our panel of lenders

Your payments could be as low as.

-

Based on your credit score

Vehicle Price -
Deposit -
Finance Amt -
Final Payment -
Finance Term -
Total Payable -
Representative APR -
Annual Mileage -

This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.

Free Eligibility Check

Before you apply for finance, see how likely you are to be accepted

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Finance Eligibility Checker

Our panel of carefully selected lenders ensures you get the best deals tailored to your needs.

  • Apply for credit approval, then go shopping...
  • No effect on your credit score
  • It takes less than 60 seconds

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Private individuals & business

We have car finance products for both private individuals and business customers, all of which may save you money. If you have already negotiated the purchase of your car with your dealer, let us save you money on your car finance with our competitive interest rates.

Call us now on 01925 589020 and we will help you choose the most suitable finance product and more importantly, how much money we could save you.

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6 great reasons to choose us?

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No call centres, just professional, independent friendly advice.

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We have no fewer than 5 different lenders for PCP and Lease Purchase.

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We can now arrange your finance on cars up to 6 years old.

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We specialise in low rate PCP and Lease Purchase Car Finance schemes.

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We can deal with most new or used car dealers as long as they are UK based.

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You deal directly with your own supplying dealer, all funds are paid instantly directly to them

Call us now on 01925 589020 for your quote with our latest rate and offers and let's see how much we could save you!

Capital Car Finance Ltd are fully authorised and regulated by the Financial Conduct Authority for consumer credit activity (FCA Registration Number 685925) We are a credit broker and not a lender, which means we act independently as an intermediary for a number of different finance providers.

We may receive a payment or other benefits from our finance provider should you decide to enter into an agreement with them, typically this is either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between different finance providers and product types. However, the payment received does not impact the finance rate offered. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

Registered in England & Wales 6041030 FCA Authorised [Full Permission] No. 685925 :: Data Protection DPA No. Z1023210 :: VAT Registration No 904 00 3481 :: Registered Office: 10 Alvaston Business Park, Middlewich Road, Nantwich, Cheshire, CW5 6PF, Telephone 01925 589020

This website and all its content are copyright of Capital Car Finance Limited © 2022. All rights reserved. Any unauthorised copying, duplication, or reproduction of part or all its contents in any form is prohibited and will constitute an infringe-ment of copyright. Phone calls may be recorded for training and monitoring purposes.

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